The Monterey Bay Region has, for decades, been producing new housing at a rate far below the gradual increase in demand. Insufficient supply results in extremely high rents and homes that are simply unaffordable for the majority of residents. In Monterey County, an individual earning the mean wage would need to work 1.8 full-time jobs to afford a two-bedroom apartment in our county at the fair market rate. Housing costs drive the prices of everything else in Monterey County up as service providers of child care, retail and food build these housing costs into their prices. Expensive housing results in long commutes, traffic, or over-crowding in homes. 53% of farmworkers have non-family members living with them in the same dwelling with 3.4 additional male household members per dwelling. 

UWMC is confronting the housing crisis by working to develop affordable housing developments as well as supporting strategies that mitigate homelessness.


$700,000 grant funds distributed in EFS

4,300 backpacks distributed to students in need

214 families with affordable homes through Castroville Oaks

Our Housing Strategies

Accessory Dwelling Unit Initiatives

UWMC is focusing on Accessory Dwelling Units (ADUs) as a way to expand affordable housing within Monterey County. Learn more.

Emergency Food and Shelter grants

The Emergency Food and Shelter Program (EFSP) was created in 1983 to supplement and expand the work of local social service agencies, both nonprofit and governmental, in an effort to help people with economic emergencies (not disaster-related). Learn more.

Stuff the Bus

Stuff the Bus is an annual school supply drive that provides new backpacks and school supplies to children facing homelessness or near homeless conditions. Learn more.


211 is an easy-to-use source of information and referrals that connects you to the services you need 24 hours a day, 7 days a week. Learn more.

Monterey Bay Housing Trust

The Monterey Bay Housing Trust, a revolving loan fund that helps remove key barriers to the creation of affordable housing stock. Learn more.